You must also wait at least 48 months after earning the sign-up bonus on one card before earning it on the other. We’ll compare the two cards below to help you make the best decision.īefore we get into the benefits of these two cards, note that you can’t hold both the Sapphire Preferred and the Sapphire Reserve simultaneously.
The Sapphire Preferred, on the other hand, currently has an elevated offer of 80,000 bonus points after you spend $4,000 on purchases in the first three months from account opening. Depending on your spending habits, travel goals and existing credit card lineup, the Sapphire Preferred could be the more attractive option for your wallet.Ĭurrently, the Sapphire Reserve has a sign-up bonus of 60,000 bonus points after you spend $4,000 on purchases in the first three months from account opening. It is the higher-tier card, but that may not necessarily mean it’s the best card for you. You might assume that the Chase Sapphire Reserve - with a higher annual fee and more luxury benefits - is always the better choice. The Chase Sapphire Reserve and the Chase Sapphire Preferred Card are two of the most talked-about travel credit cards on the market, thanks to the valuable Ultimate Rewards program, top-notch benefits and great travel protections.
Editor’s note: This is a recurring post, regularly updated with new information and offers.
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